• Frequently Asked Questions

    Q. What is INHP?
    Q. Who can get help from INHP?
    Q. Do I have to live in a specific neighborhood to use INHP's services?
    Q. What services does INHP offer?
    Q. What does INHP charge for its services?
    Q. What's so valuable about homeownership anyway?
    Q. Does INHP help only people who want to purchase a home?
    Q. I already own a home. Can INHP help me remodel my home or buy a larger one?
    Q. Does INHP work alone or in partnership with other groups?
    Q. Where can I find a list of affordable homeownership opportunities in Indianapolis?
    Q. Does INHP help individuals or families who have disabilities or special needs?
    Q. I want to start the home-buying process today. What should I do?
    Q. How do I find the right lender?
    Q. What's the difference between pre-qualification and pre-approval?
    Q. Can I buy a home if my credit is less than perfect?
    Q. I think I can handle the monthly payment, but I don't have much money for a down payment. Are there programs available that require a low or no down payment?
    Q. What is the difference between private mortgage insurance (PMI) and homeowner's insurance?
    Q. What does PITI stand for?
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