Fixed Rate Mortgages

Looking to buy a home or refinance? INHP can help.

Check out INHP’s affordable fixed rate conventional mortgage option:

  • First mortgage for home purchases or refinance, maximum term 30 years
  • Fixed rate
  • 570 minimum credit score
  • No private mortgage insurance (PMI) required and no prepayment penalty
  • Borrow up to 97% of the lesser of the appraised value or sale price (3% down payment)
  • Down payment assistance may be available for qualified applicants
  • May include property rehabilitation costs
  • May roll in up to $3,000 in medical collections or judgments
  • Must be an owner-occupied property in Marion County
  • No minimum loan amount
  • Income limits apply*

Don’t fit these guidelines? No problem.

INHP also gives you access to other loans from 16 lender partners who have different guidelines. For example, INHP’s lender partner products are generally not geographically or income restricted.

*Income and other eligibility restrictions apply. Rates and terms are subject to change without notice.