Home Improvements

This loan helps you make the home improvements and upgrades of your choice!

Qualifying modifications may include: windows, flooring, cosmetic upgrades, bathroom and kitchen remodels, built-in appliances, furnace and air conditioner, exterior siding/painting, roof and gutters, electrical and plumbing

Loan Details

  • Affordable fixed-rate loan
  • Minimal out-of-pocket expense
  • 580 minimum credit score
  • Closing costs can be rolled into loan
  • Maximum loan amount $15,000
  • Terms up to 10 years
  • Contractor and project support through INHP

Loan Requirements

  • Current on home mortgage and home insurance
  • Property must be owner occupied and in Marion county
  • Review of all outstanding liens and/or judgements
  • Everyone on home title needs to sign loan
  • Use of licensed contractor and property Inspection
  • Income restrictions apply

Income and other eligibility restrictions apply. Rates and terms are subject to change without notice