RATE OPTIMIZER INHP can lower the interest rate on its standard 30-year-term mortgage loan so you can have a fixed, affordable and optimal montly payment. PROGRAM DETAILS HOW DOES IT WORK? The interest rate reduction is based on an eligible buyer’s household income. The rate will not be lowered more than 3 percentage points, and…

REFINANCE YOUR HOME Your home is your area. Keep it affordable when you qualify for our Affordable-Rate-Exterior-Appraisal (AREA) refinance program. It offers eligible homeowners a below-market interest rate and a nontraditional appraisal process.  PROGRAM DETAILS HIGHLIGHTS Competitive 10- to 30-year fixed-rate mortgage Does not require Private Mortgage Insurance (PMI) Does not require an independent home…

RENT-FOCUSED MORTGAGE LENDING If you’re currently renting with a good rental history, don’t let credit barriers keep you from pursuing homeownership. We know there are successful renters who are capable of being successful homeowners when given the right opportunity. PROGRAM DETAILS ADDRESSING THE CHALLENGES It’s common for renters to begin exploring homeownership only to be…

MORTGAGE ACCELERATOR This unique program allows buyers to pay their home off faster, build wealth quicker and pay less interest over time. LOAN DETAILS WHAT IS THE MORTGAGE ACCELERATOR? Traditional mortgages generally feature a fixed interest rate over a 30-year term. With INHP’s Mortgage Accelerator, you can pay off your home in as few as…

ANCHOR HOUSING Save time and money — and live close to work. As part of the Anchor Housing program, both full-time and part-time (0.6 FTE) benefits-eligible employees can access down payment assistance to buy a home or funds to pay for home repairs. PROGRAM BENEFITS GET HELP FINANCING YOUR HOME Buy a home anywhere in…

ANCHOR HOUSING Save time and money — and live close to work. As part of the Anchor Housing program, benefits-eligible part-time and full-time employees can access down payment assistance to buy a home or funds to pay for home repairs. PROGRAM BENEFITS GET HELP FINANCING YOUR HOME Buy a home anywhere in Marion County, and…

WHAT TO EXPECT – REHAB MATCH When you submit your contact information via the Get Started button below, an INHP representative will contact you with the resources you need to choose a qualifying property and begin the Rehab Match process. CHOOSE A PROPERTY INHP connects you to a real estate agent or neighborhood partner who…

WHAT TO EXPECT – HOME VALUE GUARANTY When you submit your contact information via the Get Started button below, an INHP representative will contact you and provide the resources you need to choose a qualifying property and begin the Home Value Guaranty process. CHOOSE A PROPERTY INHP can connect you to a real estate agent…

COMMUNITY LENDINGAs a certified Community Development Financial Institution, INHP is a catalyst for the development and preservation of affordable housing and homeownership strategies that align with Marion County neighborhood priorities. COMMUNITY LENDING OPPORTUNITIES ACQUISITION FINANCING INHP provides financing to nonprofit borrowers, which enables them to acquire, aggregate and hold sites to allow time for optimal…