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COMMUNITY LIFT

This unique loan is purposely built to increase homeownership opportunities for low-or-moderate income borrowers and neighborhoods located in a low- or moderate-income census tract.

LOAN DETAILS

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GENERAL LENDING GUIDELINES

Household income is limited to 80% of HUD Area Median Income (AMI), unless the subject is located in a low-or-moderate income census tract (LMICT). Household income may not exceed 120% of AMI when the subject property is in an LMICT.

Other eligibility requirements apply, including successful completion of INHP's Homebuyer Education and a positive 12-month rental payment history.

Estimated loan terms are based on a $200,000 purchase price, $200,000 loan amount (or 0% down), 5.586% interest rate (5.842% APR), $1,146.39 monthly principal and interest payment for 360 months. Rates and terms are subject to change without notice. A 580 minimum credit score and other qualification criteria required. 

READY TO BEGIN?

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GET STARTED

If you are interested in INHP’s Community Lift program, click the button below to learn what to expect and begin registration.

GET EXPERT ADVICE

INHP's unbiased lending team can answer your questions and help you navigate the mortgage process. Contact a loan originator to get started.

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