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Indianapolis Neighborhood Housing Partnership

INHP HOME LOANS

If you're ready to buy a home, INHP's unbiased loan officers will help you compare mortgage options and find one that fits your budget. Check out details about INHP home loans.

HOME LOAN DETAILS

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INHP'S GENERAL LENDING GUIDELINES

  • 1 to 3 percent down payment

  • No mortgage insurance

  • Repair and rehab components allowed

  • Minimum 550 credit score

  • Roll in up to $3,000 in medical collections

  • Debt-to-income ratio requirement: 30/43

  • Additional income restrictions apply

  • Limited to Marion County

DOWN PAYMENT ASSISTANCE

  • Assistance up to $14,999
  • Additional income restrictions apply
  • May be used for closing costs and additional down payment
  • Not available in Lawrence, Beech Grove, Southport and Speedway

Rates and terms are subject to change without notice.

Even if you don't qualify under the general lending guidelings listed here, your may still qualify for a loan with one of INHP's trusted lending partners. Connect with a member of the lending team for more information.

READY TO BEGIN?

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WHERE TO START

Everyone's homeownership journey is different. From pre-qualification to applying for a home loan, INHP will help you every step of the way.

GET EXPERT ADVICE

INHP's unbiased lending team can answer your questions and help you navigate the mortgage process. Contact a loan originator to get started.

INHP office holiday hours

Starting Dec. 25, 2019, through Jan. 1, 2020, all INHP office locations will be closed for the holidays. We will resume normal hours of operation at 8:30 a.m., Jan. 2, 2020.

 

INHP will respond to any inquiries or form submissions made via our website or email system in the order they were received after we reopen. If you do not hear from an INHP representative by Jan. 9, 2020, please call 317-610-4663.

 

We wish you a warm and happy holiday season!

INHP offices are closed

Due to inclement weather, all INHP office locations are closed until 10 a.m., Dec. 17. At this time, staff are not able to answer phone calls; however, you may still use our online services, including:

  • Completing an online form for our home purchase or home repair programs
  • Registering for an INHP education course
  • Taking an online education course

We look forward to continuing operations and serving you once weather permits. If your request is urgent, please leave a voicemail at 317-610-4663. We will return your call in the order it was received as soon as we return to normal business hours.


We apologize for any inconvenience.

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