Indianapolis Neighborhood Housing Partnership

INHP HOME LOANS

If you're ready to buy a home, INHP's unbiased loan officers will help you compare mortgage options and find one that fits your budget. Check out details about INHP home loans.

HOME LOAN DETAILS

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INHP'S GENERAL LENDING GUIDELINES

  • 1 to 3 percent down payment

  • No mortgage insurance

  • Repair and rehab components allowed

  • Minimum 550 credit score

  • Roll in up to $3,000 in medical collections

  • Debt-to-income ratio requirement: 30/43

  • Additional income restrictions apply

  • Limited to Marion County

DOWN PAYMENT ASSISTANCE

  • Assistance up to $14,999
  • Additional income restrictions apply
  • May be used for closing costs and additional down payment
  • Not available in Lawrence, Beech Grove, Southport and Speedway

Rates and terms are subject to change without notice.

Even if you don't qualify under the general lending guidelings listed here, your may still qualify for a loan with one of INHP's trusted lending partners. Connect with a member of the lending team for more information.

READY TO BEGIN?

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WHERE TO START

Everyone's homeownership journey is different. Answer a few questions about your financial situation to help determine where you should start.

GET EXPERT ADVICE

INHP's unbiased loan officers can answer your questions and help you navigate the mortgage process. Contact a loan officer to get started.

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