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Indianapolis Neighborhood Housing Partnership

INHP HOME LOANS

If you're ready to buy a home, INHP's unbiased loan officers will help you compare mortgage options and find one that fits your budget. Check out details about INHP home loans.

HOME LOAN DETAILS

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INHP'S GENERAL LENDING GUIDELINES

  • 1 to 3 percent down payment

  • No mortgage insurance

  • Repair and rehab components allowed

  • Minimum 550 credit score

  • Roll in up to $3,000 in medical collections

  • Debt-to-income ratio requirement: 30/43

  • Additional income restrictions apply

  • Limited to Marion County

DOWN PAYMENT ASSISTANCE

  • Assistance up to $14,999
  • Additional income restrictions apply
  • May be used for closing costs and additional down payment
  • Not available in Lawrence, Beech Grove, Southport and Speedway

Learn more about down payment assistance and see if you qualify.

Rates and terms are subject to change without notice.

Even if you don't qualify under the general lending guidelines listed here, you may still qualify for a loan. You may be eligible for rent-focused mortgage lending, or qualify with one of INHP's trusted lending partners.

Connect with a member of the lending team for more information.

READY TO BEGIN?

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WHERE TO START

Everyone's homeownership journey is different. From pre-qualification to applying for a home loan, INHP will help you every step of the way.

TAKE THE NEXT STEP

GET EXPERT ADVICE

INHP's unbiased lending team can answer your questions and help you navigate the mortgage process. Contact a loan originator to get started.

CONTACT THE LENDING TEAM

INHP offices closed in
observance of Thanksgiving

All INHP office locations will be closed starting at 2 p.m., Wednesday, Nov. 25, through Friday, Nov. 26. We will resume normal hours of operation at 8:30 a.m., Monday, Nov. 29, 2021.

 

All online services are still available, including:

  • Completing a registration form for INHP home purchase/repair programs
  • Enrolling in a virtual/in-person education class
  • Completing an online education course

INHP will respond to any inquiries or form submissions made via our website or email system in the order they were received after we reopen. 

 

 

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