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WHAT TO EXPECT – HOME REPAIR LOANS

Ready to make home repairs, but not sure where to start? INHP can help. From financing to initial inspection to project completion, INHP will help you every step of the way. Here’s what to expect when you get started with INHP's home repair program:

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IDENTIFY REPAIRS

INHP's lending team learns about your repairs, confirms your eligibility and starts the mortgage process.

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START THE BIDDING PROCESS

INHP’s rehab specialists will guide you through the steps to collect bids, which are estimated costs of repairs, and to select a contractor.

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ESTABLISH LOAN AMOUNT

Once you confirm which contractor you choose and the repairs that will be made, your loan amount will be calculated. 

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START HOME REPAIRS

INHP’s underwriting team approves your loan and prepares you for closing. After closing and a three-day waiting period, the repairs may begin.

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INSPECT REPAIRS

INHP works with you to confirm all repairs pass a final inspection. Inspections are conducted by a third party, meaning someone who is not an INHP employee.

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SPECIAL NOTE

Due to high demand, INHP's Home Repair Loan program has reached its funding limit and is temporarily suspended.

 

If you choose to continue to register, you will be added to a waitlist. We regret that we do not know when the program will resume; however, if a change in status is made, INHP will communicate with the waitlisted registratnts in the order they were received.

 

Thank you for your interest.

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