Accessibility Modifications

Do you or another household member live with a physical disability? This loan is designed to help you make accessibility modifications to your home so you or your loved one can continue to live there safely and independently. 0% interest, no required monthly payment and no out-of-pocket expense means you can finance these expensive modifications with no impact on your already limited budget.

Qualifying modifications may include: bathroom grab bars, wheelchair ramp, doorway widening, walk-in shower

Loan Details

  • 0% interest/.25% APR*
  • No required monthly payment
  • No out-of-pocket expense
  • Maximum loan amount $15,000
  • Closing costs rolled into loan (up to $600)
  • Contractor and project support through INHP
  • Loan matures at the end of 30 years or it must be repaid upon title transfer

Loan Requirements

  • Current on home mortgage and home insurance
  • Property must be owner occupied and in Marion county
  • Review of all outstanding liens and/or judgements
  • Everyone on home title needs to sign loan
  • Use of licensed contractor and property Inspection
  • Income restrictions apply

Please note that the opportunity to obtain an Accessibility Repairs is based on funding availability. Rates and fees subject to change without notice.

Income and other eligibility restrictions apply. Rates and terms are subject to change without notice

* Loan matures at end of 30 years or must be repaid upon title transfer. Closing costs rolled into loan (up to $600)