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COMMUNITY LIFT

This unique loan is purposely built to increase homeownership opportunities for minority borrowers or borrowers who want to live in a majority minority census tract.

LOAN DETAILS

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GENERAL LENDING GUIDELINES

  • Borrowers must self-identify their ethnicity and/or race as a minority, or the property must be located in a majority minority census tract

  • Home must be primary residence
  • 15- to 30-year terms
  • 100% financing
  • Borrower must contribute at least $500 of their own funds toward the home purchase
  • No PMI
  • Minimum credit score of 580

Other eligibility requirements apply, including successful completion of INHP's Homebuyer Education and a positive 12-month rental payment history.

Talk to an INHP loan officer to learn more.

Rates and terms are subject to change without notice.

 

How is Minority defined?

Individuals who identify their ethnicity and/or race as one or more of the following are eligible:

  • Ethnicity as "Hispanic or Latino"
  • Race as "American Indian or Alaska Native"
  • Race as "Asian"
  • Race as "Native Hawaiian or Other Pacific Islander"
  • Race as "Black or African American"

Individuals that identify as "White" as well as one of the ethnic or racial groups are also eligible.

READY TO BEGIN?

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GET STARTED

If you are interested in INHP’s Community Lift program, click the button below to learn what to expect and begin registration.

GET EXPERT ADVICE

INHP's unbiased lending team can answer your questions and help you navigate the mortgage process. Contact a loan originator to get started.

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