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Tell your side of the financial story with a Letter of Explanation

A Letter of Explanation (LOE) is written to a mortgage lender to explain any past derogatory credit, housing or employment issues that can show up on a person’s financial record. If you’re asked for a LOE, it’s an opportunity for you to clarify any past challenges you may have had, clear up any glitches or…

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INHP adds more than $12 million to support Marion County affordable housing initiatives

Funds expected to help hundreds of residents with low and moderate incomes find affordable lending and housing opportunities INDIANAPOLIS (June 17, 2025) – Working together with local and national nonprofits and six financial institutions, the Indianapolis Neighborhood Housing Partnership (INHP) leveraged its role as a community development financial institution by delivering more than $12 million…

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How INHP safeguards your data

INHP is a not-for-profit organization, yes. But our top priority is safeguarding our clients’ data. So any personal or financial information you share with us, stays secure with us.   Whenever you apply for a mortgage loan at a bank, INHP or other lender, you are required to provide information about your work, income sources and…

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Get a lower, optimal rate with INHP’s Rate Optimizer loan program

Is a lower fixed-interest rate mortgage more optimal than a more expensive one? Yes, of course! This is why INHP created the Rate Optimizer loan program for 30-year mortgages – to optimize the interest rate and provide you with one of the most affordable mortgages possible.  For first-time homebuyers and income-eligible families, the lower interest…

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Renter’s Resources

For helpful information for renters, click on the links below:   Renter’s Guide Renting 101  Tenant’s rights: Fair Housing Center of Central IN IN Civil Rights Commission/Discrimination  

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INHP breaks ground on its first affordable home in City of Southport

1,260 square-foot home to be built using award from Indiana Housing and Community Development Authority INDIANAPOLIS (April 21, 2025) – The Indianapolis Neighborhood Housing Partnership (INHP), in partnership with the City of Southport and with support from the Indiana Housing and Community Development Authority (IHCDA), is today breaking ground on a new affordable home at…

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Home Repair Program Registration Open for 2025

If you’re a homeowner, you probably know that getting home repairs and upgrades done right – not just “putting a band-aid on it” – can prevent larger, more expensive problems down the road. Unfortunately, most home repairs cost more than a band-aid. INHP’s home repair program offers homeowners with limited budgets the financing, assistance and…

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