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South Indy residents can take advantage of a unique home repair loan program available through INHP in partnership with the City of Indianapolis.



You may be eligible for a zero-interest*, no monthly payment loan that can help you fix your home so you can live safely and comfortably in the neighborhood you love. Qualifying repairs may include:

  • Roof

  • Furnace

  • Air conditioner

  • Gutters

  • Plumbing

  • Electrical

  • Sewer laterals

  • And more

Be sure you are a resident of the area represented in the shaded section of the map and meet the following criteria before applying:

  • You are current on the mortgage payments, property taxes and homeowners insurance.
  • The home is your primary residence.
  • Your name is on the home's title.
  • Every person on the home title also signs the mortgage.

Income restrictions apply. Keep in mind, this is NOT a grant program.

*Zero-interest example: 0% interest (0.25% APR), $0 per month, loan balance matures at the end of 30 years or must be repaid upon title transfer. Closing costs rolled into loan (up to $600). Subject to program eligibility and qualifications. This program is a lien against your home. For more information about liens, speak to an INHP mortgage loan orginator.

Rates and program subject to change without notice.


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