Three tips for buying a home this fall

While spring might be considered official homebuying season, buying in the fall has some big perks. During the fall, shoppers often experience less competition, so there’s more time for buyers to decide and sellers are more willing to negotiate. Additionally, even moving costs can be offered at an off-season rate.

Here are three tips to help you explore your homeownership potential this fall:

Assess your finances:

Find out if you’re financially prepared to buy by registering with INHP online. A HUD-certified INHP advisor will review your information and help you create a personal Action Plan for managing your daily finances, saving money and increasing your credit score.

Explore your options:

Comparison shopping for a mortgage can save you money. If you’re an INHP client, find out how much you can comfortably afford by attending a lender options appointment with one of our expert mortgage loan originators. They’ll provide you with an unbiased review of mortgage loan options from different lenders. For those who qualify, this could even include a 4.99% (or lower) interest rate offered by INHP from now until September 30, 2025.

Save for a down payment:

For many homebuyers, saving for a down payment is the most intimidating part of the homebuying process. Through INHP’s Down Payment Assistance program, you could qualify for up to $13,300* in Down Payment Assistance to buy a home in a neighborhood you love.

Register today! Down Payment Assistance funds are first-come, first-served through Dec. 31, 2025.

*Subject to the program eligibility, income certification and availability of funding.