resources
Home Maintenance Schedule
Don’t forget! When you’re a homeowner, you are responsible for the maintenance and upkeep of your property. Your mortgage payment won’t cover the cost of a handyman. Keep these tips in mind as you learn how best to manage your home’s maintenance. And, refer to INHP’s home maintenance schedule for a seasonal guide to help…
Read MoreWorking with a contractor
At times, you’ll need a skilled contractor to make repairs. Refer to this resource to prepare yourself for the process of finding, hiring and managing a contractor. It outlines: How to define your project A 10-step plan for selecting your contractor Warning signs to look for INHP also offers affordable home repair loans for repairs…
Read MoreSaving for a home? Here’s how INHP can help
Saving for homeownership may seem daunting, but INHP’s HUD-certified housing counselors will work with you one-on-one for up to two years so you can prepare finances, improve credit and save for a down payment. Here are three quick tips from INHP homeownership advisor Julia: Pay yourself first. Believe it or not, paying yourself first is…
Read MoreDownload INHP’s money management plan to track monthly expenses
Whether you’re saving for a home or simply trying to monitor your spending during COVID-19 circumstances, maintaining a balanced budget is an important step to achieving your goals. If you need a little extra help with your monthly budget, INHP can help. Our HUD-certified housing counselors use a money management plan to help clients track…
Read MoreFive tips for hiring a home repair contractor
Whether you’re making home repairs to your existing home or thinking about buying a fixer upper, you’ll likely need to hire a contractor to complete the project. Not sure how to find the right person for the job? Here are five tips to help you make sure repairs are done right: Start local: Hiring a…
Read MoreBuy and renovate with INHP’s Revive Indy program
Finding the perfect home within your price range can be a challenge. If you’re home shopping on a budget, you may consider purchasing a fixer upper at a lower price point and making renovations to transform it into your dream home. With INHP’s Revive Indy loan program, you can buy and renovate a home with…
Read MoreSave money during the holidays with these five tips
The “most wonderful time of the year” can also be very expensive. If purchasing a home is on your wish list, here are five tips for saving money this holiday season: Make a holiday budget: It’s important to keep a budget year-round but creating a separate budget during the holidays can help you set and…
Read MoreLearn lending lingo fast with INHP
Lending lingo may seem foreign, especially if you’re a first-time homebuyer. Here are the definitions of four homeownership terms to help you learn home lingo fast: • What’s a home lender? A home lender is a bank or other financial institution, like INHP, that loans money to people to buy a house – the loan…
Read MoreFind a real estate agent with these seven tips
You’ve been preapproved for your home purchase loan and now it’s time to choose a real estate agent. Don’t know where to begin? Here are seven tips to help you find the agent that’s right for you. Ask friends and family for recommendations: Know someone who’s bought a house recently? Ask your friends and family…
Read MoreThe five categories that determine your credit score
“I want to buy a house, but my credit score is AWFUL.” Is this something you say? Managing and improving your credit score can be daunting, but the homeownership experts at INHP can help. How do credit scores work? If you’ve ever used a credit card or gotten a loan for a car, you have…
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