Indianapolis Neighborhood Housing Partnership

resources

The five categories that determine your credit score

“I want to buy a house, but my credit score is AWFUL.” Is this something you say? Managing and improving your credit score can be daunting, but the homeownership experts at INHP can help. How do credit scores work? If you’ve ever used a credit card or gotten a loan for a car, you have…

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How mortgage lenders view co-signed student loans

If your kids are college-bound, you may want to think before co-signing on their student loans, especially if you’re considering moving. When you co-sign a student loan with your child, you may be impacting your ability to qualify for a home loan. Here’s how mortgage lenders view a co-signed student loan: A mortgage lender may…

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Two ways mortgage lenders view student loan debt

Are you paying off student loans and looking to buy a home? Here are the two ways mortgage lenders view student loan debt repayment and how each impact how much you can afford: Income based repayment: Income based repayment (IBR) is calculated based on your income and family size. It could be calculated to as…

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Start saving: Four budgeting tips from an INHP homeownership advisor

Need help saving money to buy a home? At INHP, you have the opportunity to work with a certified homeownership advisor to help you prepare your finances, improve your credit score and save for a down payment. Here are four tips Connie, an experienced INHP advisor, recommends her clients keep in mind when saving money:…

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Take advantage of down payment assistance this homebuying season

It’s homebuying season! If you’re thinking about buying a home this spring, you might have questions about how much money you need for a monthly payment, what’s included in a monthly payment or how much money you need for a down payment. In this Indy Style segment on WISH-TV, Trevor Meeks, trusted expert and VP…

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See how student loan debt affects your ability to qualify for a mortgage

Owning a home is possible with student loan debt. Before you apply for a home loan, INHP encourages you to understand how a mortgage lender might determine your monthly student loan payment and how that calculation may impact your long-term homeownership success. Click here to download INHP’s student loan debt brochure, where will learn about:…

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Top five frequently asked questions about working with INHP

Why does INHP need my credit score and financial information? Reviewing your credit profile, sources of income and other financial information allows the INHP team to put you on the path to success. Like a GPS navigator, they’ll look at your starting point and decide the smartest route for you to achieve your end point…

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Six ways you can prep your home for winter

Ready or not, cold weather is right around the corner. Getting out your hats, gloves and the rest of your winter wardrobe? Make sure your home is prepared for the cold, too. Here are some easy ways you can prep your home for the winter weather to come. Trim the trees and bushes around your…

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