resources
Celebrating a homeownership dream come true this Hispanic Heritage Month
As we celebrate Hispanic Heritage this month, meet Edwin and Amilda who are reaching for their “American Dream.” When Edwin and Amilda left their home in Nicaragua, they arrived like so many immigrants with little more than their backpack full of dreams – a desire to build a life of opportunity for themselves and for…
Read MoreRenting vs. Buying
Choosing to rent or buy a home is a major decision. It affects how you manage your money, your lifestyle and your future goals. Many people who come to INHP have a goal to own a home; however, we often remind clients that homeownership may not be suited for everyone – and that’s okay! INHP’s…
Read MoreTake Control of Your Finances
If you’ve been working hard to pay your monthly bill, rent or home mortgage, yet feel like costs keep rising, you’re not alone. We hear from people who come to INHP how overwhelming – and out of control – it can seem. Yet, INHP can help you take control. Whether you’re a renter or homeowner,…
Read MoreFall Maintenance Schedule
The changing seasons often act as a signal for homeowners to check if their home is prepared for the weather to come. According to the home maintenance schedule which we’ve adopted from the New York Times’ Annual Home Maintenance Checklist, here are a few reminders heading into fall: Check your garage floor drains. Be sure…
Read MoreINHP’s Affordable-Rate-Exterior-Appraisal (AREA) Refinancing
Your home is your area. Keep it affordable with INHP’s new AREA refinance program. AREA stands for Affordable-Rate-Exterior-Appraisal. For homeowners with low and moderate incomes, that means this program offers a below-market interest rate and a nontraditional method of getting your home appraised. Your home’s value will be determined by an exterior-only assessment or an…
Read MoreAffordable home repair loans with INHP
Winter weather has a tendency to expose areas in your home that need repair. If you’re experiencing issues like a leaky roof, plumbing problems, or your heater giving out; it’s important to resolve these problems as soon as possible so you can remain living in a safe and habitable home during the winter season. INHP…
Read MoreHome Maintenance Schedule
Don’t forget! When you’re a homeowner, you are responsible for the maintenance and upkeep of your property. Your mortgage payment won’t cover the cost of a handyman. Keep these tips in mind as you learn how best to manage your home’s maintenance. And, refer to INHP’s home maintenance schedule for a seasonal guide to help…
Read MoreWorking with a contractor
At times, you’ll need a skilled contractor to make repairs. Refer to this resource to prepare yourself for the process of finding, hiring and managing a contractor. It outlines: How to define your project A 10-step plan for selecting your contractor Warning signs to look for INHP also offers affordable home repair loans for repairs…
Read MoreSaving for a home? Here’s how INHP can help
Saving for homeownership may seem daunting, but INHP’s HUD-certified housing counselors will work with you one-on-one for up to two years so you can prepare finances, improve credit and save for a down payment. Here are three quick tips from INHP homeownership advisor Julia: Pay yourself first. Believe it or not, paying yourself first is…
Read MoreDownload INHP’s money management plan to track monthly expenses
Whether you’re saving for a home or simply trying to monitor your spending during COVID-19 circumstances, maintaining a balanced budget is an important step to achieving your goals. If you need a little extra help with your monthly budget, INHP can help. Our HUD-certified housing counselors use a money management plan to help clients track…
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