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Three Essential One-on-One Services of an INHP Homeownership Advisor

Each step toward buying your first home can be filled with questions and unknowns. Whether you’re ready to buy now or still trying to figure things out, an INHP Homeownership Advisor can help you plan and make informed decisions for long-term successful homeownership. Here are just three essential, one-on-one services our HUD-certified advisors provide: Creating…

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Buy Smarter: Recognize and Avoid Predatory Lending

The process of buying a home can feel overwhelming, especially when it’s coupled with today’s high home prices. Before making such a significant purchase, it is essential to find home financing you can trust to be affordable and maintainable by recognizing and avoiding predatory lending. Predatory lending is any deceptive, unfair and fraudulent tactic used…

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Underwriting Explained

If you’ve ever lent something to a friend, whether it was a hundred dollars or your Pacers sweatshirt, you know there’s always the risk that you won’t get it back. It’s not very different for lenders. Before a bank or other financial institution decides to lend you money to buy a house, they need to…

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Three ways to give your home’s exterior a summer spruce-up

Want to take advantage of the summer weather by tackling exterior home projects? Checking these DIY tasks off your list will help maintain your home’s exterior, while making your property look more inviting.   Power Washing – A power washer can easily spray away the dirt, debris, mold and moss that have accumulated on your…

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Five Categories that Determine Your Credit Score

Want to buy a house, but you’re not sure if your credit score is high enough? Understanding credit can be confusing, but INHP can help. How credit scores work: If you’ve ever used a credit card or had a car loan, you have a credit history – a borrowing and repayment record that lets businesses…

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Practical tips from our lending experts

If you’re new to shopping for a mortgage loan, it can feel intimidating. Luckily, our lending team are experts who can provide honest, unbiased advice – like the tips you’ll see in the videos below. The first two are available now and more will be available soon. From comfortable monthly payments to closing day, these…

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Keeping Up with Spring Home Maintenance

Every rainfall, temperature climb and sinus flare-up means spring will soon be sprung! Addressing these spring-maintenance tasks now can provide you with peace of mind and save you from major, expensive issues down the road:   Get an AC Tune-Up: Even if we experience cooler temperatures during the next few weeks, test your AC now.…

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What’s an escrow account (and why is it part of a mortgage payment)?

When you buy a home and make payments on the mortgage loan, part of each payment goes into an escrow account – a special fund managed by your lender for paying your property taxes and homeowners insurance on time. Because your lender makes these payments on your behalf using money you’ve already paid, you don’t…

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INHP advisors answer your big questions

When you’re a first-time homebuyer, each step along the way can be filled with questions and unknowns. Luckily, INHP’s expert advisors are here to personally guide you through the homeownership process and answer big questions whenever they arise. Here are some of the questions our advisors hear a lot – and links to see and…

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