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Three tips for buying a home this fall

While spring might be considered official homebuying season, buying in the fall has some big perks. During the fall, shoppers often experience less competition, so there’s more time for buyers to decide and sellers are more willing to negotiate. Additionally, even moving costs can be offered at an off-season rate. Here are three tips to…

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Tell your side of the financial story with a Letter of Explanation

A Letter of Explanation (LOE) is written to a mortgage lender to explain any past derogatory credit, housing or employment issues that can show up on a person’s financial record. If you’re asked for a LOE, it’s an opportunity for you to clarify any past challenges you may have had, clear up any glitches or…

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Three ways to give your home’s exterior a summer spruce-up

Want to take advantage of the summer weather by tackling exterior home projects? Checking these DIY tasks off your list will help maintain your home’s exterior, while making your property look more inviting.   Power Washing – A power washer can easily spray away the dirt, debris, mold and moss that have accumulated on your…

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Renter’s Resources

For helpful information for renters, click on the links below:   Renter’s Guide Renting 101  Tenant’s rights: Fair Housing Center of Central IN IN Civil Rights Commission/Discrimination  

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Keeping Up with Spring Home Maintenance

Indiana is no stranger to a fake spring or two – or what feels like 35 fake springs. But now that flowers are starting to bloom, regular warm weather appears to be on its way to stay for a while. Spring is the time to check off home-maintenance tasks and prepare your house for summer.…

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Five Categories that Determine Your Credit Score

Want to buy a house, but you’re not sure if your credit score is high enough? Understanding credit can be confusing, but INHP can help. How credit scores work: If you’ve ever used a credit card or had a car loan, you have a credit history – a borrowing and repayment record that lets businesses…

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Learn Home Loan Lingo Fast with INHP

Buying a home for the first time – or even the hundredth time – can be intimidating. But once you learn the homebuying lingo, it’s much easier to make decisions that work best for your life and budget. Here are a few terms to get you started:   Lender – a bank or other financial institution,…

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Prep Your Home for Colder Months with Easy Fall Maintenance

Fall is in the air! Colder weather will be here before you can say “it’s pretty cold in here.” Preparing your home now for the colder months ahead could save you headaches, money and chattering teeth. Here are a few fall home maintenance tasks to complete: Shut Down Outdoor Faucets – Remove any hoses and…

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