resources
What’s an escrow account (and why is it part of a mortgage payment)?
When you buy a home and make payments on the mortgage loan, part of each payment goes into an escrow account – a special fund managed by your lender for paying your property taxes and homeowners insurance on time. Because your lender makes these payments on your behalf using money you’ve already paid, you don’t…
Read MoreINHP advisors answer your big questions
When you’re a first-time homebuyer, each step along the way can be filled with questions and unknowns. Luckily, INHP’s expert advisors are here to personally guide you through the homeownership process and answer big questions whenever they arise. Here are some of the questions our advisors hear a lot – and links to see and…
Read MorePrep your home for colder months with easy fall maintenance
It may be hard to believe now, but colder weather will be here before you can get out the coats. Preparing your home now for the colder months ahead could save you headaches, money and chattering teeth. Here are a few fall home maintenance tasks to complete: Shut Down Outdoor Faucets – Remove any hoses…
Read MoreThree tips for buying a home this fall
While spring might be considered official homebuying season, buying in the fall has some big perks. During the fall, shoppers often experience less competition, so there’s more time for buyers to decide and sellers are more willing to negotiate. Additionally, even moving costs can be offered at an off-season rate. Here are three tips to…
Read MoreTell your side of the financial story with a Letter of Explanation
A Letter of Explanation (LOE) is written to a mortgage lender to explain any past derogatory credit, housing or employment issues that can show up on a person’s financial record. If you’re asked for a LOE, it’s an opportunity for you to clarify any past challenges you may have had, clear up any glitches or…
Read MoreThree ways to give your home’s exterior a summer spruce-up
Want to take advantage of the summer weather by tackling exterior home projects? Checking these DIY tasks off your list will help maintain your home’s exterior, while making your property look more inviting. Power Washing – A power washer can easily spray away the dirt, debris, mold and moss that have accumulated on your…
Read MoreFair Housing Center of Central Indiana: Who We Are brochure
Download this informational brochure from the Fair Housing Center of Central Indiana (FHCCI) to know what resources are available through their office. Fair Housing Center-Who We Are
Read MoreFor Your Protection: Get a Home Inspection (U.S. HUD)
Download this guide from the U.S. Department of Housing and Urban Development Federal Housing Administration (FHA) to read and understand the importance of a home inspection. HUD-For Your Protection Get a Home Inspection
Read MoreRenter’s Resources
For helpful information for renters, click on the links below: Renter’s Guide Renting 101 Tenant’s rights: Fair Housing Center of Central IN IN Civil Rights Commission/Discrimination
Read MoreKeeping Up with Spring Home Maintenance
Indiana is no stranger to a fake spring or two – or what feels like 35 fake springs. But now that flowers are starting to bloom, regular warm weather appears to be on its way to stay for a while. Spring is the time to check off home-maintenance tasks and prepare your house for summer.…
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