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HOMEBUYER OPPORTUNITY

INHP's standard home loan option offers low down payment and credit score requirements, creating an opportunity to reach your homeownership goal.

LOAN DETAILS

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INHP'S GENERAL LENDING GUIDELINES

  • 1 to 3 percent down payment

  • No mortgage insurance

  • Repair and rehab components allowed

  • Minimum 580 credit score

  • Roll in up to $3,000 in medical collections

  • Debt-to-income ratio requirement: 30/43

  • Additional income restrictions apply

  • Limited to Marion County

DOWN PAYMENT ASSISTANCE

  • Assistance may be available from $7,500 to $24,999
  • Additional income restrictions apply
  • May be used for closing costs and additional down payment
  • Not available in Lawrence, Beech Grove, Southport and Speedway

Learn more about down payment assistance and see if you qualify.

Rates and terms are subject to change without notice.

Even if you don't qualify under the general lending guidelines listed here, you may still qualify for a loan. You may be eligible for rent-focused mortgage lending, or qualify with one of INHP's trusted lending partners.

Connect with a member of the lending team for more information.

READY TO BEGIN?

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GET STARTED

If you are interested in INHP’s Homebuyer Opportunity program, click the button below to learn what to expect and begin registration.

GET EXPERT ADVICE

INHP's unbiased lending team can answer your questions and help you navigate the mortgage process. Contact a loan originator to get started.

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