Posts by Whitney Klinck
Three tips for buying a home this fall
While spring might be considered official homebuying season, buying in the fall has some big perks. During the fall, shoppers often experience less competition, so there’s more time for buyers to decide and sellers are more willing to negotiate. Additionally, even moving costs can be offered at an off-season rate. Here are three tips to…
Read MoreTell your side of the financial story with a Letter of Explanation
A Letter of Explanation (LOE) is written to a mortgage lender to explain any past derogatory credit, housing or employment issues that can show up on a person’s financial record. If you’re asked for a LOE, it’s an opportunity for you to clarify any past challenges you may have had, clear up any glitches or…
Read MoreSummer of lending savings: Take the next step toward homeownership (4.99% is back)
Your next step toward homeownership in 2025 starts with summer savings – the kind that can last for the life of your home loan! INHP is offering a limited-time 4.99% fixed interest rate* on its first mortgage lending products to eligible homebuyers in Marion County. In fact, some programs may feature an even lower rate! That means there’s…
Read MoreINHP adds more than $12 million to support Marion County affordable housing initiatives
Funds expected to help hundreds of residents with low and moderate incomes find affordable lending and housing opportunities INDIANAPOLIS (June 17, 2025) – Working together with local and national nonprofits and six financial institutions, the Indianapolis Neighborhood Housing Partnership (INHP) leveraged its role as a community development financial institution by delivering more than $12 million…
Read MoreThree ways to give your home’s exterior a summer spruce-up
Want to take advantage of the summer weather by tackling exterior home projects? Checking these DIY tasks off your list will help maintain your home’s exterior, while making your property look more inviting. Power Washing – A power washer can easily spray away the dirt, debris, mold and moss that have accumulated on your…
Read MoreHow INHP safeguards your data
INHP is a not-for-profit organization, yes. But our top priority is safeguarding our clients’ data. So any personal or financial information you share with us, stays secure with us. Whenever you apply for a mortgage loan at a bank, INHP or other lender, you are required to provide information about your work, income sources and…
Read MoreGet a lower, optimal rate with INHP’s Rate Optimizer loan program
Is a lower fixed-interest rate mortgage more optimal than a more expensive one? Yes, of course! This is why INHP created the Rate Optimizer loan program for 30-year mortgages – to optimize the interest rate and provide you with one of the most affordable mortgages possible. For first-time homebuyers and income-eligible families, the lower interest…
Read MoreRenter’s Resources
For helpful information for renters, click on the links below: Renter’s Guide Renting 101 Tenant’s rights: Fair Housing Center of Central IN IN Civil Rights Commission/Discrimination
Read MoreKeeping Up with Spring Home Maintenance
Indiana is no stranger to a fake spring or two – or what feels like 35 fake springs. But now that flowers are starting to bloom, regular warm weather appears to be on its way to stay for a while. Spring is the time to check off home-maintenance tasks and prepare your house for summer.…
Read MoreBridge to Homeownership program offers rent-to-buy with added financial stability
The right steps to homeownership are different for everyone. For many, INHP’s Bridge to Homeownership – a program that allows you to choose an affordable home in Marion County (Indianapolis) to rent first and buy later – is a smart option for those who qualify. The program is designed to create stability as you work…
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