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Indianapolis Neighborhood Housing Partnership

The process of buying a home can feel very overwhelming. From unfamiliar lending terms to sharing personal information, finding someone you trust to help you make such a significant purchase is important.

Here are three things you can do to ensure you don’t get taken advantage of during your journey to homeownership:

  1.  Learn how to spot a scam.
    Predatory lending happens when the loan benefits the lender at the expense of the borrower. If the interest rate seems too good to be true, the lender is pressuring you to act fast, or fees or terms suddenly change without good reason, you may be working with a predatory lender. Investopedia offers tips on how to protect yourself from being taken advantage of.
  2. Check with the Consumer Financial Protection Bureau (CFPB).
    The CFPB offers tools and resources for homebuyers and provides clear, impartial answers to hundreds of financial questions. It also has a Consumer Complaint Database you can use to check for issues with your chosen lender.
  3. Explore your options.
    Remember you always have choices. If you are facing obstacles like imperfect credit, student loan payments or a limited amount of down payment funds, you can still generally find multiple mortgage options. And, if you don’t find your options appealing now, consider waiting to purchase a home while you work on making financial improvements.

Whether you’re looking for tips on how to budget or want to learn about home mortgage options, the trusted experts at INHP can provide you with the tools you need to achieve homeownership or sustain your investment. Check out our list of in-person or online classes. Most are free.

Or, consider scheduling a homebuyer assessment. We’ll help you understand where you are in your homebuying journey and recommend your next steps.

INHP office holiday hours

Starting Dec. 25, 2019, through Jan. 1, 2020, all INHP office locations will be closed for the holidays. We will resume normal hours of operation at 8:30 a.m., Jan. 2, 2020.


INHP will respond to any inquiries or form submissions made via our website or email system in the order they were received after we reopen. If you do not hear from an INHP representative by Jan. 9, 2020, please call 317-610-4663.


We wish you a warm and happy holiday season!

INHP offices are closed

Due to inclement weather, all INHP office locations are closed until 10 a.m., Dec. 17. At this time, staff are not able to answer phone calls; however, you may still use our online services, including:

  • Completing an online form for our home purchase or home repair programs
  • Registering for an INHP education course
  • Taking an online education course

We look forward to continuing operations and serving you once weather permits. If your request is urgent, please leave a voicemail at 317-610-4663. We will return your call in the order it was received as soon as we return to normal business hours.

We apologize for any inconvenience.

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