resources
Five Categories that Determine Your Credit Score
Want to buy a house, but you’re not sure if your credit score is high enough? Understanding credit can be confusing, but INHP can help. How credit scores work: If you’ve ever used a credit card or had a car loan, you have a credit history – a borrowing and repayment record that lets businesses…
Read MoreLearn Home Loan Lingo Fast with INHP
Buying a home for the first time – or even the hundredth time – can be intimidating. But once you learn the homebuying lingo, it’s much easier to make decisions that work best for your life and budget. Here are a few terms to get you started: Lender – a bank or other financial institution,…
Read MoreExploring Homeownership Shouldn’t Be Hard: INHP Switches to Soft Credit Pulls
INHP recently updated its registration process by eliminating the hard credit pull. Now, when you register with INHP, we will run a soft credit check for $35 to evaluate your financial status without negatively impacting your credit score. Why does INHP check your credit? Knowing your credit history will help us assess your financial situation…
Read MoreWhat Homebuyers MUST Know About New Real Estate Rules
“Who pays the agent?!” Starting August 17, 2024, groundbreaking new rules in the real estate industry changed how homebuyers pay and work with their agents. It will take time for homebuyers, sellers and their agents to adjust. In the meantime, it’s never been more important that homebuyers – especially first-time homebuyers – understand how to…
Read MoreBuy Smarter: Recognize and Avoid Predatory Lending
The process of buying a home can feel overwhelming, especially when it’s coupled with today’s high home prices. Before making such a significant purchase, it is essential to find home financing you can trust to be affordable and maintainable by recognizing and avoiding predatory lending. Predatory lending is any deceptive, unfair and fraudulent tactic used…
Read MoreUnderwriting Explained
If you’ve ever lent something to a friend, whether it was a hundred dollars or your copy of Harry Potter and the Sorcerer’s Stone, you know there’s always the risk that you won’t get it back. It’s not very different for lenders. Before a bank or other financial institution decides to lend you money to…
Read MoreINHP’s registration process: A personalized approach
The beginning of your path to homeownership is an important milestone, and at INHP, we know how unique it is to you. That is why we believe it’s essential to provide a personalized approach when you register at INHP.org. Our comprehensive registration process helps us do several things at once: Assemble your INHP team, begin…
Read MoreCelebrating a homeownership dream come true this Hispanic Heritage Month
As we celebrate Hispanic Heritage this month, meet Edwin and Amilda who are reaching for their “American Dream.” When Edwin and Amilda left their home in Nicaragua, they arrived like so many immigrants with little more than their backpack full of dreams – a desire to build a life of opportunity for themselves and for…
Read MoreRenting vs. Buying
Choosing to rent or buy a home is a major decision. It affects how you manage your money, your lifestyle and your future goals. Many people who come to INHP have a goal to own a home; however, we often remind clients that homeownership may not be suited for everyone – and that’s okay! INHP’s…
Read MoreTake Control of Your Finances
If you’ve been working hard to pay your monthly bill, rent or home mortgage, yet feel like costs keep rising, you’re not alone. We hear from people who come to INHP how overwhelming – and out of control – it can seem. Yet, INHP can help you take control. Whether you’re a renter or homeowner,…
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