resources
Tell your side of the financial story with a Letter of Explanation
A Letter of Explanation (LOE) is written to a mortgage lender to explain any past derogatory credit, housing or employment issues that can show up on a person’s financial record. If you’re asked for a LOE, it’s an opportunity for you to clarify any past challenges you may have had, clear up any glitches or…
Read MoreFair Housing Center of Central Indiana: Who We Are brochure
Download this informational brochure from the Fair Housing Center of Central Indiana (FHCCI) to know what resources are available through their office. Fair Housing Center-Who We Are
Read MoreFor Your Protection: Get a Home Inspection (U.S. HUD)
Download this guide from the U.S. Department of Housing and Urban Development Federal Housing Administration (FHA) to read and understand the importance of a home inspection. HUD-For Your Protection Get a Home Inspection
Read MoreRenter’s Resources
For helpful information for renters, click on the links below: Renter’s Guide Renting 101 Tenant’s rights: Fair Housing Center of Central IN IN Civil Rights Commission/Discrimination
Read MoreLearn Home Loan Lingo Fast with INHP
Buying a home for the first time – or even the hundredth time – can be intimidating. But once you learn the homebuying lingo, it’s much easier to make decisions that work best for your life and budget. Here are a few terms to get you started: Lender – a bank or other financial institution,…
Read MoreExploring Homeownership Shouldn’t Be Hard: INHP Switches to Soft Credit Pulls
INHP recently updated its registration process by eliminating the hard credit pull. Now, when you register with INHP, we will run a soft credit check for $35 to evaluate your financial status without negatively impacting your credit score. Why does INHP check your credit? Knowing your credit history will help us assess your financial situation…
Read MoreWhat Homebuyers MUST Know About New Real Estate Rules
“Who pays the agent?!” Starting August 17, 2024, groundbreaking new rules in the real estate industry changed how homebuyers pay and work with their agents. It will take time for homebuyers, sellers and their agents to adjust. In the meantime, it’s never been more important that homebuyers – especially first-time homebuyers – understand how to…
Read MoreBuy Smarter: Recognize and Avoid Predatory Lending
The process of buying a home can feel overwhelming, especially when it’s coupled with today’s high home prices. Before making such a significant purchase, it is essential to find home financing you can trust to be affordable and maintainable by recognizing and avoiding predatory lending. Predatory lending is any deceptive, unfair and fraudulent tactic used…
Read MoreINHP’s registration process: A personalized approach
The beginning of your path to homeownership is an important milestone, and at INHP, we know how unique it is to you. That is why we believe it’s essential to provide a personalized approach when you register at INHP.org. Our comprehensive registration process helps us do several things at once: Assemble your INHP team, begin…
Read MoreCelebrating a homeownership dream come true this Hispanic Heritage Month
As we celebrate Hispanic Heritage this month, meet Edwin and Amilda who are reaching for their “American Dream.” When Edwin and Amilda left their home in Nicaragua, they arrived like so many immigrants with little more than their backpack full of dreams – a desire to build a life of opportunity for themselves and for…
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