View Mortgage Options

When you shop for a mortgage with INHP, you get to choose the loan and the lender that works for you. Our unbiased loan officers will help you compare things like interest rates, down payment and loan terms so you have what you need to choose the right loan for you.

Your mortgage options with INHP

INHP Partnership Mortgage

  • Competitive 15 to 30-year fixed rate mortgage
  • Low minimum credit score of 570
  • Down payments as low as 3 percent of purchase price
  • No private mortgage insurance (PMI)
  • Down payment assistance may be available
  • Roll in up to $3000 in medical collections or judgements

INHP Homebuyer Opportunity Mortgage

  • Competitive 15 to 30-year fixed rate mortgage
  • Low minimum credit score of 620
  • Down payments as low as 1 percent of purchase price
  • No private mortgage insurance (PMI)
  • Down payment assistance may be available
  • Enables some repair costs to be financed into the loan

VA Loan

  • Exclusively available to Veterans, Active-Duty Personnel, Reserve members, National Guard members and some surviving spouses
  • No down payment required
  • Borrow up to 100 percent of the home’s purchase price
  • Affordable fixed interest rate

Refinance

  • Low interest rates
  • Unbiased mortgage guidance to help you choose the best rates and terms for your financial situation

Buy & Renovate Loan

  • The Revive Indy loan has all the perks of INHP’s fixed rate mortgage (listed above)
  • Buy a home and roll in repairs into one loan
  • Offers more flexibility than a HUD 203K
  • Includes work you do on your own without a licensed contractor
  • Allows you to finance major repairs, cosmetic upgrades or even complete rehabs

Home Value Guaranty

  • 3 percent down payment
  • Low-interest loan
  • 20-year loan option
  • Guaranteed 5 percent increase in value within seven years
  • Buy a vacant or abandoned home that needs repairs
  • Buy an empty lot for building a home
  • Buy a new or rehabbed home by a local community-based organization or developer

Rehab Match

  • 3 percent down payment
  • Low-interest loan
  • 20-year loan option
  • Up to $15,000 “sweat equity” loan forgiveness

Lender Partner Loans

  • Exclusive access to loan options available only for INHP’s clients
  • Compare loan programs from INHP’s 14 lender partners

Income and other eligibility restrictions apply. Rates and terms are subject to change without notice.