Posts by Whitney Klinck
Your path to homeownership starts with the Market Expander program
If you’ve been dreaming of homeownership but income is limited, INHP’s exclusive Market Expander mortgage loan program could be your chance to afford more home for your money and grow along with the neighborhood. Market Expander combines two mortgages—a 20-year, below-market fixed rate mortgage and a second, no-interest mortgage with payments deferred until years 21-30.…
Read MoreKeyBank celebrates its bicentennial with a $200,000 foundation grant to INHP
Grant is part of program is designed to strengthen Community Development Financial Institutions (CDFIs) and foundations that play a critical role in fostering economic opportunity and strengthening communities October 9, 2025 – To celebrate 200 years of KeyBank’s service to communities across the nation, the KeyBank Foundation is awarding a $200,000 philanthropic grant to…
Read MoreWhat “no money down” means
Question: Does a mortgage loan offering “no money down” mean you can buy a home without having any money saved? Answer: No – there are other costs you should be prepared to pay during the homebuying process. But, a no money down (also called zero money down) loan offer can reduce those up-front costs significantly…
Read MoreThree tips for buying a home this fall
While spring might be considered official homebuying season, buying in the fall has some big perks. During the fall, shoppers often experience less competition, so there’s more time for buyers to decide and sellers are more willing to negotiate. Additionally, even moving costs can be offered at an off-season rate. Here are three tips to…
Read MoreTell your side of the financial story with a Letter of Explanation
A Letter of Explanation (LOE) is written to a mortgage lender to explain any past derogatory credit, housing or employment issues that can show up on a person’s financial record. If you’re asked for a LOE, it’s an opportunity for you to clarify any past challenges you may have had, clear up any glitches or…
Read MoreINHP adds more than $12 million to support Marion County affordable housing initiatives
Funds expected to help hundreds of residents with low and moderate incomes find affordable lending and housing opportunities INDIANAPOLIS (June 17, 2025) – Working together with local and national nonprofits and six financial institutions, the Indianapolis Neighborhood Housing Partnership (INHP) leveraged its role as a community development financial institution by delivering more than $12 million…
Read MoreHow INHP safeguards your data
INHP is a not-for-profit organization, yes. But our top priority is safeguarding our clients’ data. So any personal or financial information you share with us, stays secure with us. Whenever you apply for a mortgage loan at a bank, INHP or other lender, you are required to provide information about your work, income sources and…
Read MoreGet a lower, optimal rate with INHP’s Rate Optimizer loan program
Is a lower fixed-interest rate mortgage more optimal than a more expensive one? Yes, of course! This is why INHP created the Rate Optimizer loan program for 30-year mortgages – to optimize the interest rate and provide you with one of the most affordable mortgages possible. For first-time homebuyers and income-eligible families, the lower interest…
Read MoreRenter’s Resources
For helpful information for renters, click on the links below: Renter’s Guide Renting 101 Tenant’s rights: Fair Housing Center of Central IN IN Civil Rights Commission/Discrimination
Read MoreBridge to Homeownership program offers rent-to-buy with added financial stability
The right steps to homeownership are different for everyone. For many, INHP’s Bridge to Homeownership – a program that allows you to choose an affordable home in Marion County (Indianapolis) to rent first and buy later – is a smart option for those who qualify. The program is designed to create stability as you work…
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