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Indianapolis Neighborhood Housing Partnership

See how student loan debt affects your ability to qualify for a mortgage

Owning a home is possible with student loan debt. Before you apply for a home loan, INHP encourages you to understand how a mortgage lender might determine your monthly student loan payment and how that calculation may impact your long-term homeownership success.

Click here to download INHP’s student loan debt brochure, where will learn about:

  • What mortgage lenders consider when qualifying you for a home loan
  • The two most common ways mortgage lenders calculate student loan payments
  • Understanding how much you qualify for vs. how much you can comfortably afford
  • And for parents, how co-signing on student loans affects your ability to purchase a home

You can also connect with one of our loan officers if you have questions.

INHP offices closed in
observance of Thanksgiving

All INHP office locations will be closed starting at 2 p.m., Wednesday, Nov. 25, through Friday, Nov. 26. We will resume normal hours of operation at 8:30 a.m., Monday, Nov. 29, 2021.


All online services are still available, including:

  • Completing a registration form for INHP home purchase/repair programs
  • Enrolling in a virtual/in-person education class
  • Completing an online education course

INHP will respond to any inquiries or form submissions made via our website or email system in the order they were received after we reopen. 



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