Indianapolis Neighborhood Housing Partnership

See how student loan debt affects your ability to qualify for a mortgage

Owning a home is possible with student loan debt. Before you apply for a home loan, INHP encourages you to understand how a mortgage lender might determine your monthly student loan payment and how that calculation may impact your long-term homeownership success.

Click here to download INHP’s student loan debt brochure, where will learn about:

  • What mortgage lenders consider when qualifying you for a home loan
  • The two most common ways mortgage lenders calculate student loan payments
  • Understanding how much you qualify for vs. how much you can comfortably afford
  • And for parents, how co-signing on student loans affects your ability to purchase a home

You can also connect with one of our loan officers if you have questions.

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