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Renter’s Resources

For helpful information for renters, click on the links below:   Renter’s Guide Renting 101  Tenant’s rights: Fair Housing Center of Central IN IN Civil Rights Commission/Discrimination  

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Five Categories that Determine Your Credit Score

Want to buy a house, but you’re not sure if your credit score is high enough? Understanding credit can be confusing, but INHP can help. How credit scores work: If you’ve ever used a credit card or had a car loan, you have a credit history – a borrowing and repayment record that lets businesses…

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What Homebuyers MUST Know About New Real Estate Rules

“Who pays the agent?!” Starting August 17, 2024, groundbreaking new rules in the real estate industry changed how homebuyers pay and work with their agents. It will take time for homebuyers, sellers and their agents to adjust. In the meantime, it’s never been more important that homebuyers – especially first-time homebuyers – understand how to…

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Renting vs. Buying

Choosing to rent or buy a home is a major decision. It affects how you manage your money, your lifestyle and your future goals. Many people who come to INHP have a goal to own a home; however, we often remind clients that homeownership may not be suited for everyone – and that’s okay! INHP’s…

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Find a real estate agent with these seven tips

You’ve been preapproved for your home purchase loan and now it’s time to choose a real estate agent. Don’t know where to begin? Here are seven tips to help you find the agent that’s right for you. Ask friends and family for recommendations: Know someone who’s bought a house recently? Ask your friends and family…

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The five categories that determine your credit score

“I want to buy a house, but my credit score is AWFUL.” Is this something you say? Managing and improving your credit score can be daunting, but the homeownership experts at INHP can help. How do credit scores work? If you’ve ever used a credit card or gotten a loan for a car, you have…

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Two ways mortgage lenders view student loan debt

Are you paying off student loans and looking to buy a home? Here are the two ways mortgage lenders view student loan debt repayment and how each impact how much you can afford: Income based repayment: Income based repayment (IBR) is calculated based on your income and family size. It could be calculated to as…

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