Posts Tagged ‘HPP’
Renter’s Resources
For helpful information for renters, click on the links below: Renter’s Guide Renting 101 Tenant’s rights: Fair Housing Center of Central IN IN Civil Rights Commission/Discrimination
Read MoreFive Categories that Determine Your Credit Score
Want to buy a house, but you’re not sure if your credit score is high enough? Understanding credit can be confusing, but INHP can help. How credit scores work: If you’ve ever used a credit card or had a car loan, you have a credit history – a borrowing and repayment record that lets businesses…
Read MoreWhat Homebuyers MUST Know About New Real Estate Rules
“Who pays the agent?!” Starting August 17, 2024, groundbreaking new rules in the real estate industry changed how homebuyers pay and work with their agents. It will take time for homebuyers, sellers and their agents to adjust. In the meantime, it’s never been more important that homebuyers – especially first-time homebuyers – understand how to…
Read MoreRenting vs. Buying
Choosing to rent or buy a home is a major decision. It affects how you manage your money, your lifestyle and your future goals. Many people who come to INHP have a goal to own a home; however, we often remind clients that homeownership may not be suited for everyone – and that’s okay! INHP’s…
Read MoreDirector Laurie Jones answers the question “Is there a homebuying season?”
Director of Homeownership Development Laurie Jones gives advice to viewers of WISH-TV’s IndyStyle about what it means to be ready when you want to buy a home. Watch it here: https://www.wishtv.com/indy-style/how-to-prepare-your-finances-to-buy-a-home-in-a-hot-housing-market/?fbclid=IwAR2WGalA1Wwxd9IjEZlp8R4IAUl_uec2LBkvd2S9iwauqH1CHqKbbLBi9bE
Read MoreFind a real estate agent with these seven tips
You’ve been preapproved for your home purchase loan and now it’s time to choose a real estate agent. Don’t know where to begin? Here are seven tips to help you find the agent that’s right for you. Ask friends and family for recommendations: Know someone who’s bought a house recently? Ask your friends and family…
Read MoreThe five categories that determine your credit score
“I want to buy a house, but my credit score is AWFUL.” Is this something you say? Managing and improving your credit score can be daunting, but the homeownership experts at INHP can help. How do credit scores work? If you’ve ever used a credit card or gotten a loan for a car, you have…
Read MoreTwo ways mortgage lenders view student loan debt
Are you paying off student loans and looking to buy a home? Here are the two ways mortgage lenders view student loan debt repayment and how each impact how much you can afford: Income based repayment: Income based repayment (IBR) is calculated based on your income and family size. It could be calculated to as…
Read MoreStart saving: Four budgeting tips from an INHP homeownership advisor
Need help saving money to buy a home? At INHP, you have the opportunity to work with a certified homeownership advisor to help you prepare your finances, improve your credit score and save for a down payment. Here are four tips Connie, an experienced INHP advisor, recommends her clients keep in mind when saving money:…
Read MoreSee how student loan debt affects your ability to qualify for a mortgage
Owning a home is possible with student loan debt. Before you apply for a home loan, INHP encourages you to understand how a mortgage lender might determine your monthly student loan payment and how that calculation may impact your long-term homeownership success. Click here to download INHP’s student loan debt brochure, where will learn about:…
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