Rate Optimizer
RATE OPTIMIZER A loan program that uses a non-traditional way to create a fixed, affordable interest rate and an optimal monthly payment. PROGRAM DETAILS HOW DOES IT WORK? Because INHP bases its interest rate on a different system than most lenders, the Rate Optimizer’s fixed-interest rate may be up to 2% lower than traditional mortgage…
Read MoreDear Moira Donation Page
Moira Carlstedt’s leadership, tenacity, talent and passion has inspired us all. If you would like to honor Moira with a donation, 100% of the funds raised will support INHP’s Community Engagement study to help us better engage with eight underserved groups. We also invite you to share a story or personal message to…
Read MoreAnnual Report 2021
ANNUAL REPORT Each year, INHP builds upon its foundation using innovation, partnership, discipline, and an unwavering commitment to our values of respect, collaboration, customer service, continuous improvement and trust. VIEW THE 2021 REPORT VIEW THE 2021 REPORT Our annual report features clients we’re privileged to serve, partnerships we’re proud to nurture, and ways we’re responding…
Read MoreRefinance
REFINANCE YOUR HOME Your home is your area. Keep it affordable when you qualify for our Affordable-Rate-Exterior-Appraisal (AREA) refinance program. It offers eligible homeowners a below-market interest rate and a nontraditional appraisal process. PROGRAM DETAILS HIGHLIGHTS Competitive 10- to 30-year fixed-rate mortgage Does not require Private Mortgage Insurance (PMI) Does not require an independent home…
Read MoreHomebuyer Preparation Program
HOMEBUYER PREPARATION PROGRAMFor more than 30 years, the Homebuyer Preparation Program has helped individuals and families overcome barriers to buying or owning a home and achieve their housing goals. PROGRAM TOOLS MONEY MANAGEMENT PLAN This comprehensive Excel spreadsheet will help you organize your income and expenses so you can plan how you’ll use your money…
Read MoreRent-Focused Mortgage Lending
RENT-FOCUSED MORTGAGE LENDING If you currently have a good rental history, don’t let credit barriers keep you from pursuing homeownership. We know there are successful renters who are capable of being successful homeowners when given the right opportunity. PROGRAM DETAILS ADDRESSING THE CHALLENGES It’s common for renters to begin exploring homeownership only to be stopped…
Read MorePartnerships
PARTNERSHIPS The whole is greater than the sum of its parts. INHP is actively engaged with partners locally and nationally to enhance the quality of life in Indianapolis. Learn more about the projects INHP is leading and helping make possible. We also invite you to consider how you might be a part of this important work. WORKING…
Read MoreAdvocacy and Research
ADVOCACY AND RESEARCH INHP seeks creative and innovative ways to address our community’s housing needs. In that pursuit, we collect and share research, and advocate locally, statewide and nationally with others to produce effective results for families and neighborhoods. GROWING CHALLENGES Families are facing big challenges. 31.4% of all households in Marion County are housing…
Read MoreTransformational Grant
TRANSFORMATIONAL GRANT INHP received a $26.6 million Transformational Grant from Lilly Endowment Inc. to support INHP’s mission to increase affordable and sustainable housing opportunities for individuals and families and to serve as a catalyst for the development and revitalization of neighborhoods. With clear intentions to provide access and choice regarding information, education, mortgage lending, and…
Read MoreCommunity Breakfast 2021 Postcards
Make plans to join us! INHP’s annual breakfast is a celebration of partnerships positively impacting affordable housing and neighborhood development and revitalization across Marion County. DATE Friday, June 11, 2021 TIME 9 – 10 a.m. LOCATION We’re planning a fully virtual program for your enjoyment with an engaging format just like last year. The virtual…
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